Analysis
A 0.32 debt-to-earnings ratio suggests this program should deliver manageable returns—based on comparable associate's programs in computer science nationally, graduates typically start around $39,000 while carrying roughly $12,500 in debt. That translates to about one-third of first-year earnings in debt, which falls within the range where most financial aid advisors would say "this makes sense." For context, Minnesota's computer science associate's programs tend to run slightly higher on debt (around $15,700 median), so if these estimates hold, Inver Hills may offer a cost advantage among state options.
The bigger question is whether an associate's in computer science delivers enough earning power to justify the investment, and here the national data provides some reassurance. While $39,000 isn't spectacular for tech work, it's a viable starting point for roles like help desk support, junior developer positions, or IT technician work—fields where certification and experience can matter as much as degree level. The relatively modest debt load means graduates aren't locked into high-paying jobs immediately to stay afloat financially.
Without program-specific data from Inver Hills itself, you're making a decision based on what similar programs typically produce. That's not inherently a dealbreaker—community college associate's programs in tech tend to be fairly consistent—but recognize you're betting on this program matching the national pattern rather than underperforming it.
Where Inver Hills Community College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,007 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Inver Hills Community College, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.