Analysis
A debt-to-earnings ratio of 0.30 suggests manageable financial pressure—based on comparable programming certificate programs nationwide, students typically borrow around $13,300 to earn roughly $44,000 in their first year. That's a reasonable starting point for an entry-level tech credential, though it's worth noting that national data shows the top-performing programs in this field place graduates into jobs paying around $60,000. The gap between typical and top outcomes in programming certificates is substantial, which matters when you're trying to assess whether a shorter credential will open doors or just get your foot in one.
The challenge with Jackson College's program is that we're working entirely from national benchmarks—no actual graduate outcomes are available for this specific certificate, and none of Michigan's 15 programming certificate programs have published data either. This makes it difficult to gauge what local employers actually pay for this credential or how Jackson's curriculum and industry connections compare to peers. Programming skills are in demand, but certificate holders often compete with bootcamp graduates and self-taught developers, so placement support and the specific languages taught matter enormously.
For families considering this route, the relatively low debt load is the clearest advantage. But before committing, directly ask the program for placement rates, employer partnerships, and where recent graduates actually landed—information that would help fill the gaps these estimates can't answer.
Where Jackson College Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs Nationally
Computer Programming certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,040 | $43,727* | — | $13,274* | — | |
| $9,552 | $60,496* | — | $14,431* | 0.24 | |
| — | $60,496* | — | $14,431* | 0.24 | |
| $2,370 | $43,727* | $48,595 | $19,107* | 0.44 | |
| $2,136 | $37,250* | — | $11,884* | 0.32 | |
| — | $15,968* | — | —* | — | |
| National Median | — | $43,727* | — | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Jackson College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.