Analysis
New Jersey social work programs typically produce first-year earnings around $39,200, which is where Kean's program appears to land based on state medians. That puts graduates slightly above the national benchmark of $37,300—a modest but meaningful advantage in a field where starting salaries rarely break $40,000. The estimated $25,000 in debt translates to a 0.64 debt-to-earnings ratio, which is reasonable for a helping profession where financial returns unfold gradually through public service loan forgiveness programs and career advancement into clinical or administrative roles.
The challenge is that similar programs at other New Jersey institutions show a wide range. Seton Hall graduates earn nearly $48,000 in their first year, while Rutgers campuses cluster around $40,000—all for comparable debt loads. With 46% of Kean students receiving Pell grants, many families are counting on this degree to provide economic mobility, and the difference between $39,000 and $47,000 annually compounds significantly over a career.
For families considering Kean's social work program, the core question is whether this degree supports both the calling and the finances. The debt burden is manageable if your child pursues licensure and qualifies for loan forgiveness through nonprofit employment. But given the uncertain data and competitive landscape, ask admissions for actual placement rates in MSW programs and social service positions—those outcomes matter more than first-year salary estimates when evaluating whether this particular program delivers on its promise.
Where Kean University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in New Jersey
Social Work bachelors's programs at peer institutions in New Jersey (12 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,426 | $39,233* | — | $25,000* | — | |
| $51,370 | $47,734* | $48,702 | $25,721* | 0.54 | |
| $17,239 | $39,936* | $46,912 | $25,000* | 0.63 | |
| $16,586 | $39,936* | $46,912 | $25,000* | 0.63 | |
| $17,079 | $39,936* | $46,912 | $25,000* | 0.63 | |
| $37,110 | $38,530* | $46,868 | $23,000* | 0.60 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Kean University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in NJ. Actual outcomes may vary.