Analysis
A $25,000 debt load for a computer science degree that should generate around $71,000 in first-year earnings represents solid financial fundamentals—at least on paper. These figures come from comparable programs across Iowa, where computer science graduates typically cluster in this range. The debt-to-earnings ratio of 0.35 falls comfortably within what financial advisors consider manageable territory. Nationally, computer science bachelor's degrees carry a median debt of about $23,000 with identical median earnings, suggesting these Iowa-based estimates align with broader patterns in the field.
The uncertainty here matters, though. Loras's small graduating class size means we're working with projections rather than actual outcomes. Looking at Iowa schools with reported data reveals considerable spread—from Grinnell's $84,000 down to Luther's $64,000—and without knowing where Loras's specific graduates land in this range, you're making assumptions about program quality, alumni networks, and career services effectiveness. Computer science skills are highly transferable, but first job placement often depends on institutional connections to employers, something a smaller liberal arts college in Dubuque may or may not provide as robustly as larger tech-oriented programs.
If your child is committed to computer science and values a small college environment, the estimated economics work. Just recognize you're betting on Loras performing at the state average rather than falling toward the lower end of Iowa's range.
Where Loras College Stands
Earnings vs. debt across all computer science bachelors's programs nationally
Compare to Similar Programs in Iowa
Computer Science bachelors's programs at peer institutions in Iowa (19 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,298 | $70,950* | — | $25,000* | — | |
| $64,862 | $84,449* | $106,113 | $16,375* | 0.19 | |
| $10,497 | $78,517* | $94,712 | $24,663* | 0.31 | |
| $46,212 | $70,950* | — | $25,000* | 0.35 | |
| $9,728 | $65,960* | $80,228 | $26,200* | 0.40 | |
| $50,320 | $63,760* | $100,968 | $27,000* | 0.42 | |
| National Median | — | $70,950* | — | $23,374* | 0.33 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Loras College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in IA. Actual outcomes may vary.