Analysis
Michigan's community colleges typically offer affordable pathways into tech, but this program's estimated $17,750 in debt runs higher than the state median of $14,652 for similar programming degrees. With first-year earnings around $38,000 based on national peer programs, graduates would be looking at debt equal to roughly half their first year's salary—manageable by most standards, but less advantageous than what many Michigan students achieve elsewhere in the state.
The debt-to-earnings ratio of 0.47 suggests monthly loan payments around $200, or about 6% of pre-tax income. That's workable, though it matters greatly whether these figures reflect typical outcomes for Macomb's specific program or if local employment conditions differ from the national average used here. Given that a third of students receive Pell grants, affordability should be a priority consideration—and investigating why this program's estimated debt exceeds the Michigan norm would be worthwhile.
Before committing, compare actual completion rates and job placement outcomes across Michigan's 22 programming programs. Some community colleges maintain strong employer partnerships that lead to better entry-level positions than raw salary figures suggest. If Macomb can demonstrate concrete hiring relationships or if your student could reduce costs through part-time enrollment while working, this becomes more compelling. Otherwise, knowing that similar programs statewide typically cost less should prompt serious questions about value.
Where Macomb Community College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,600 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Macomb Community College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.