Analysis
When comparable Social Work programs in Indiana produce first-year earnings around $37,800 against estimated debt of $27,000, the financials align reasonably well with national patterns. The 0.71 debt-to-earnings ratio suggests graduates could manage their loan payments on a social worker's starting salary, though it won't be comfortable—particularly in a field where many entry-level positions barely crack $35,000 annually.
What's harder to assess here is whether Manchester provides meaningful advantages over Indiana's public alternatives. The top programs in the state—IU Indianapolis and University of Saint Francis—show graduates earning $40,000-$41,000 in their first year, about $3,000-$4,000 more than the state median Manchester is estimated against. That gap matters in social work, where every dollar counts toward both loan payments and basic living expenses. With 44% of Manchester students receiving Pell grants, many families here are already stretching to afford college.
The real consideration is whether Manchester's smaller environment and potentially stronger student support justify similar debt levels to state schools that report measurably higher earnings. Social work credentials and licensure requirements are standardized across Indiana, so program choice often comes down to fieldwork opportunities and regional employer connections. If Manchester has strong local partnerships in North Manchester and surrounding areas where your child wants to work, the investment holds up. Otherwise, the public university options showing actual outcomes above $39,000 deserve serious attention.
Where Manchester University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in Indiana
Social Work bachelors's programs at peer institutions in Indiana (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,090 | $37,812* | — | $27,000* | — | |
| $10,449 | $41,657* | $44,208 | $18,410* | 0.44 | |
| $35,420 | $40,532* | $37,787 | —* | — | |
| $11,790 | $39,695* | $46,124 | $14,506* | 0.37 | |
| $10,758 | $39,094* | $42,239 | $23,900* | 0.61 | |
| $8,179 | $38,652* | $42,686 | $30,924* | 0.80 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Manchester University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 13 similar programs in IN. Actual outcomes may vary.