Vehicle Maintenance and Repair Technologies at Massachusetts Bay Community College
Associate's Degree
Analysis
Massachusetts Bay Community College's automotive program delivers exactly what matters most: strong earnings growth with minimal debt. Students here graduate owing just $7,272—less than half the state average and among the lowest debt loads nationally for this field—while earning $43,602 their first year out. That's already above the national median for automotive programs, and by year four, earnings jump to $58,066, a 33% increase that suggests graduates are developing valuable skills employers reward.
The program ranks in the 60th percentile among Massachusetts automotive programs, meaningfully outperforming the state's $39,817 median first-year earnings. This is notable in a state with limited automotive program options, where Mass Bay stands out not just for better starting pay but for keeping students out of debt traps. The 0.17 debt-to-earnings ratio means graduates owe less than two months of their first year's salary—an exceptionally manageable burden that gives them financial breathing room while building their careers.
For parents wondering if an automotive associate's degree makes financial sense, this program offers a clear path: low debt, immediate earning potential, and steady wage growth into the high $50,000s. The combination of minimal borrowing and strong earnings trajectory makes this a practical investment, particularly for students who prefer hands-on work and want to avoid the debt loads associated with four-year degrees.
Where Massachusetts Bay Community College Stands
Earnings vs. debt across all vehicle maintenance and repair technologies associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Massachusetts Bay Community College graduates compare to all programs nationally
Massachusetts Bay Community College graduates earn $44k, placing them in the 54th percentile of all vehicle maintenance and repair technologies associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Massachusetts
Vehicle Maintenance and Repair Technologies associates's programs at peer institutions in Massachusetts (8 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Massachusetts Bay Community College | $43,602 | $58,066 | $7,272 | 0.17 |
| Benjamin Franklin Cummings Institute of Technology | $36,032 | $48,652 | $13,375 | 0.37 |
| National Median | $42,896 | — | $12,000 | 0.28 |
Other Vehicle Maintenance and Repair Technologies Programs in Massachusetts
Compare tuition, earnings, and debt across Massachusetts schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Benjamin Franklin Cummings Institute of Technology Boston | $18,906 | $36,032 | $13,375 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Massachusetts Bay Community College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 39 graduates with reported earnings and 28 graduates with debt data. Small samples may not be representative.