Analysis
A 0.30 debt-to-earnings ratio suggests manageable financial risk, but these estimates—drawn from peer programs nationally—tell only part of McHenry County College's story. The projected $43,727 first-year salary aligns with the national median for programming certificates, while the estimated $13,274 debt sits notably higher than the $7,812 typical for Illinois programs at this level. That gap raises questions about whether this specific program offers the same cost efficiency as other in-state options, though without actual graduate data, it's impossible to know if McHenry's students are taking on more debt or landing different jobs than their counterparts.
The broader challenge is that certificate programs in programming vary wildly in their outcomes—nationally, the top quarter of graduates earn $60,496, nearly 40% more than the median. Whether McHenry's program produces outcomes closer to that higher mark or falls below the middle depends entirely on curriculum rigor, employer connections, and student preparation—none of which these estimated numbers can reveal. The low Pell grant percentage suggests this may primarily serve students with existing resources, but that tells you little about job placement rates or whether local employers value this credential.
Before committing, demand actual placement data directly from McHenry: where recent graduates landed jobs, at what salaries, and how many needed further education to become employable. The estimates suggest reasonable affordability, but you're essentially buying on faith without the school's real track record.
Where McHenry County College Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs Nationally
Computer Programming certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,012 | $43,727* | — | $13,274* | — | |
| $9,552 | $60,496* | — | $14,431* | 0.24 | |
| — | $60,496* | — | $14,431* | 0.24 | |
| $2,370 | $43,727* | $48,595 | $19,107* | 0.44 | |
| $2,136 | $37,250* | — | $11,884* | 0.32 | |
| — | $15,968* | — | —* | — | |
| National Median | — | $43,727* | — | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At McHenry County College, approximately 12% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.