Analysis
A debt-to-earnings ratio of 0.47 suggests Mid Michigan College's Computer Programming associate's program could deliver reasonable financial value—if the estimated figures hold true. Based on comparable associate's degree programs nationally, graduates might carry roughly $17,750 in debt against first-year earnings of $38,086. That means roughly five months of gross income to cover the credential's cost, which sits in workable territory for a two-year degree.
The challenge here is that both earnings and debt are estimates drawn from national medians, not actual outcomes from Mid Michigan's graduates. The school's relatively high Pell grant enrollment (32%) and rural Michigan location could mean different job market realities than the national average suggests. Programs in Michigan typically show lower debt loads—around $14,652—but without reported data from the 22 other Michigan schools offering this credential, it's unclear whether Mid Michigan follows that pattern or whether its graduates find comparable tech employment opportunities.
For parents weighing this investment, the math pencils out on paper, but proceed knowing you're working from approximations. Before committing, verify the program's actual job placement rates in Michigan's tech sector and ask the school directly about graduate outcomes. The estimated figures suggest viability, but local employer connections and the school's track record matter more than national benchmarks when you're betting on a specific program.
Where Mid Michigan College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,794 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mid Michigan College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.