Median Earnings (1yr)
$30,371
20th percentile
Median Debt
$25,000
1% above national median
Debt-to-Earnings
0.82
Manageable
Sample Size
30
Adequate data

Analysis

Middle Tennessee State's apparel program starts behind the national curve but shows promising momentum. While first-year earnings of $30,371 trail the national median by nearly $7,000, graduates see a healthy 28% income jump by year four—reaching $38,773. That growth pattern suggests the program builds practical skills that become more valuable with experience. Among Tennessee's limited options for this major, MTSU performs right at the state median, though that's partly because there are only three programs to compare against.

The debt load of $25,000 is reasonable—nearly identical to both state and national benchmarks—and the 0.82 debt-to-earnings ratio means graduates owe less than one year's starting salary. That's manageable territory, though students should recognize they're entering a field where early earnings lag behind many other bachelor's degrees. The fashion and textile industry often requires building connections and expertise before compensation accelerates, which this program's earnings trajectory reflects.

For families committed to this career path, MTSU offers an affordable entry point with room for income growth. Just understand that apparel careers typically require patience in those early years, and your child should have realistic expectations about starting salaries. The trajectory matters more than the starting line here.

Where Middle Tennessee State University Stands

Earnings vs. debt across all apparel and textiles bachelors's programs nationally

Middle Tennessee State UniversityOther apparel and textiles programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Middle Tennessee State University graduates compare to all programs nationally

Middle Tennessee State University graduates earn $30k, placing them in the 20th percentile of all apparel and textiles bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Apparel and Textiles bachelors's programs at peer institutions in Tennessee (3 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Middle Tennessee State University$30,371$38,773$25,0000.82
National Median$36,945—$24,7500.67

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Middle Tennessee State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.