Analysis
A debt load of roughly $19,000 for what appears to be a sub-baccalaureate credential in computer programming raises questions about return on investment, especially when similar certificate programs in Texas produce graduates earning around $40,000 in their first year. The estimated debt-to-earnings ratio of 0.44 sits just below the threshold where loan repayment becomes genuinely burdensome, but it's close enough to warrant careful consideration—particularly since this represents more debt than the typical programming certificate nationally ($14,340 median).
The earnings estimate of $43,727 aligns with what Dallas College graduates report earning and exceeds the Texas median for this credential, which is encouraging. However, these are projections based on peer programs, not tracked outcomes from Midland College itself. Without actual graduate data, you're essentially betting that this program will perform similarly to others in the state. For context, some Texas certificate programs in this field produce graduates earning in the high $30,000s, which would make that debt load significantly harder to manage.
Before committing, get concrete answers from Midland College about actual job placement rates and where recent certificate holders have landed. At nearly $20,000 in estimated debt for a certificate, you need confidence that this program delivers specific, marketable skills that Texas employers value—not just coursework that might leave your child needing additional training or a bachelor's degree to compete effectively.
Where Midland College Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs in Texas
Computer Programming certificate's programs at peer institutions in Texas (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,030 | $43,727* | — | $19,107* | — | |
| $2,370 | $43,727* | $48,595 | $19,107* | 0.44 | |
| $2,136 | $37,250* | — | $11,884* | 0.32 | |
| National Median | — | $43,727* | — | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Midland College, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.