Median Earnings (1yr)
$35,147
46th percentile (60th in TN)
Median Debt
$15,333
39% above national median
Debt-to-Earnings
0.44
Manageable
Sample Size
470
Adequate data

Analysis

Miller-Motte College-Chattanooga's automotive program offers a manageable debt load but delivers earnings that plateau immediately after graduation. With first-year earnings of $35,147 and debt of just $15,333, graduates face a reasonable debt-to-earnings ratio of 0.44โ€”well below problematic levels and significantly lighter than typical student debt burdens.

However, the earnings trajectory tells a concerning story. While the program performs in the 60th percentile among Tennessee automotive programs, graduates actually earn slightly less four years out ($34,280) than they do immediately after completing the certificate. This stagnation stands out negatively when compared to Tennessee's top performers like North Central Institute ($47,144) or Tennessee College of Applied Technology campuses, which consistently deliver stronger long-term earning potential.

The program does serve its population well in one key respect: with 85% of students receiving Pell grants, it provides accessible technical training without crushing debt. For families specifically seeking the lowest-cost entry into automotive work, this could work. But given that Tennessee offers nearly 30 automotive programs and several deliver significantly better outcomes, prospective students should seriously consider the state's technical college system, which typically provides both lower costs and stronger earning trajectories in this field.

Where Miller-Motte College-Chattanooga Stands

Earnings vs. debt across all vehicle maintenance and repair technologies certificate's programs nationally

Miller-Motte College-ChattanoogaOther vehicle maintenance and repair technologies programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Miller-Motte College-Chattanooga graduates compare to all programs nationally

Miller-Motte College-Chattanooga graduates earn $35k, placing them in the 46th percentile of all vehicle maintenance and repair technologies certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Vehicle Maintenance and Repair Technologies certificate's programs at peer institutions in Tennessee (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Miller-Motte College-Chattanooga$35,147$34,280$15,3330.44
North Central Institute$47,144โ€”โ€”โ€”
Tennessee College of Applied Technology-Memphis$41,268$42,405$10,1060.24
Tennessee College of Applied Technology Nashville$36,772$37,895โ€”โ€”
Tennessee College of Applied Technology-Knoxville$36,758$40,772โ€”โ€”
Lincoln College of Technology-Nashville$35,905$42,123$13,5600.38
National Median$35,905โ€”$11,0000.31

Other Vehicle Maintenance and Repair Technologies Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
North Central Institute
Clarksville
โ€”$47,144โ€”
Tennessee College of Applied Technology-Memphis
Memphis
โ€”$41,268$10,106
Tennessee College of Applied Technology Nashville
Nashville
โ€”$36,772โ€”
Tennessee College of Applied Technology-Knoxville
Knoxville
โ€”$36,758โ€”
Lincoln College of Technology-Nashville
Nashville
โ€”$35,905$13,560

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Miller-Motte College-Chattanooga, approximately 85% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 470 graduates with reported earnings and 514 graduates with debt data. Small samples may not be representative.