Median Earnings (1yr)
$44,850
64th percentile (60th in MN)
Median Debt
$29,750
13% above national median
Debt-to-Earnings
0.66
Manageable
Sample Size
75
Adequate data

Analysis

Minnesota State University Moorhead graduates future teachers who earn slightly above the state median ($44,850 vs. $44,360) but face steeper debt burdens than most. With $29,750 in loans—higher than 95% of similar programs nationally—these graduates carry roughly two-thirds of their first-year salary in debt. That's manageable compared to some fields, but the concerning pattern emerges in years 2-4: earnings actually drop to $42,974, a 4% decline that's unusual even in teaching.

This program lands in the 60th percentile among Minnesota's teacher education options, trailing nearby Concordia College by about $3,300 annually. Among Minnesota's 26 programs, that's solidly middle-tier performance, but the debt load stands out. Most competing programs in the state manage similar or better outcomes with $2,000-3,000 less student debt on average.

For families committed to teaching careers, this program delivers near-typical Minnesota teacher salaries with above-typical debt. The earnings dip after year one likely reflects teachers settling into contracted salary schedules rather than program failure, but it means graduates won't quickly outgrow their debt burden. If your child can access similar programs with lower borrowing—or secure substantial financial aid here—the fundamentals work. Without that, the math is tighter than it needs to be for an already modestly-paid profession.

Where Minnesota State University Moorhead Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Minnesota State University MoorheadOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Minnesota State University Moorhead graduates compare to all programs nationally

Minnesota State University Moorhead graduates earn $45k, placing them in the 64th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Minnesota (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Minnesota State University Moorhead$44,850$42,974$29,7500.66
Concordia College at Moorhead$48,164$45,077$27,0000.56
Concordia University-Saint Paul$48,056$48,151——
St Olaf College$47,807$53,320$27,0000.56
Gustavus Adolphus College$47,250$49,123——
Metropolitan State University$46,490$51,544$27,9840.60
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Concordia College at Moorhead
Moorhead
$30,020$48,164$27,000
Concordia University-Saint Paul
Saint Paul
$25,000$48,056—
St Olaf College
Northfield
$56,970$47,807$27,000
Gustavus Adolphus College
Saint Peter
$54,310$47,250—
Metropolitan State University
Saint Paul
$9,780$46,490$27,984

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Minnesota State University Moorhead, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 75 graduates with reported earnings and 79 graduates with debt data. Small samples may not be representative.