Computer Programming at Minot State University

Peer programs nationwide suggest first-year earnings around $44,000 for this type of certificate—a modest starting point for tech credentials. While $13,000 in estimated debt isn't catastrophic, the debt-to-earnings ratio of 0.30 means your child would owe about 30 cents for every dollar earned initially. That's manageable on paper, but it assumes they quickly secure programming work, which isn't guaranteed with a certificate rather than a degree in a field where employers often prefer bachelor's holders.

The challenge here is that computer programming certificates occupy uncertain territory in the job market. Similar programs nationally show wide variation in outcomes—the top quarter reach $60,000, suggesting some certificate-holders do break into well-paying roles, likely when they already have technical experience or complementary credentials. But without actual data from Minot State's program specifically, you're betting on your child matching national patterns in a rural North Dakota market where tech opportunities may be more limited than in metro areas where most programming jobs cluster.

If your child needs a quick credential to supplement existing skills or transition careers, this could work. But as a standalone entry point into tech for a traditional-age student, the estimated figures suggest caution. The modest earnings relative to what four-year CS programs produce—even accounting for the shorter time investment—means this path only makes sense if it genuinely fits specific career circumstances rather than serving as a default tech option.