Analysis
Missouri Valley College's special education program shows estimated debt of $30,051—about $4,000 higher than the state median for these programs—while earnings align with what comparable Missouri programs typically produce at $37,450. That debt-to-earnings ratio of 0.80 sits in acceptable territory, suggesting the first year's salary could cover most of the borrowing, but the gap between what graduates here might borrow versus peer institutions deserves attention.
Special education teaching positions offer stability and clear career paths, which matters when managing nearly $30,000 in loans. However, similar programs across Missouri report earnings within a tight band ($36,791 to $38,250), and the national median sits notably higher at $44,139. This suggests geographic salary constraints may affect all Missouri special education teachers, not just those from this particular program. The estimated figures here track closely with larger state universities, which is reassuring for program quality but raises questions about whether the smaller campus environment justifies potentially higher borrowing.
For families committed to special education specifically and to staying in Missouri, these estimates suggest manageable debt relative to teaching income. But if your student is flexible about location or considering other teaching specialties that command higher salaries elsewhere, those options warrant serious comparison before committing to any Missouri program.
Where Missouri Valley College Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Missouri
Special Education and Teaching bachelors's programs at peer institutions in Missouri (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $23,000 | $37,450* | — | $30,051* | — | |
| $9,024 | $38,250* | $35,842 | $22,500* | 0.59 | |
| $10,181 | $38,040* | $39,625 | $26,250* | 0.69 | |
| $14,130 | $37,547* | $39,236 | $20,357* | 0.54 | |
| $9,496 | $37,450* | $35,277 | $25,000* | 0.67 | |
| $28,976 | $36,791* | — | $45,511* | 1.24 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Missouri Valley College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in MO. Actual outcomes may vary.