Social Work at Monmouth University

Monmouth's Social Work bachelor's program carries a moderate debt burden of $27,000—slightly above the state median but relatively manageable given social work's typical earnings trajectory. Based on comparable programs in New Jersey, first-year earnings around $39,200 suggest graduates will face annual debt payments of roughly 7% of their income, a reasonable if tight starting point. What matters more here is the four-year outlook: by that point, median earnings jump to $55,265, which is notably stronger than what some peer New Jersey programs deliver and well above the national benchmark of $37,296.

The real question for parents is whether their child is committed to social work as a career path. This isn't a field where you stumble into high earnings—the four-year salary nearly matches what Rutgers produces, but only for graduates who stay in the profession and advance. At 90% admission, Monmouth accepts most applicants, so your child's success will depend more on their dedication to the demanding, emotionally intensive work of social services than on institutional selectivity. The debt level won't cripple them, but it won't be painless either during those first years when they're likely working in nonprofit or government roles.

If your child is genuinely drawn to social work and plans to pursue licensure, this program appears positioned to deliver solid mid-career outcomes. If they're uncertain about the field, that $27,000 in debt becomes riskier—social work credentials don't transfer well to higher-paying alternatives.