Analysis
A debt-to-earnings ratio of 0.47 puts this program in reasonable territory—based on national benchmarks for associate's programs in computer programming, graduates typically need less than six months of their first-year salary to cover their debt load. The estimated $17,750 borrowing sits slightly above Michigan's typical $14,652 for similar programs but remains manageable given the technical nature of the credential. With first-year earnings around $38,000 suggested by peer programs nationwide, this is middle-of-the-pack performance for community college tech training.
The challenge is that programming roles increasingly favor bachelor's degrees or portfolio-proven skills, and an associate's degree lands somewhere in between. Michigan's tech job market varies dramatically by region—proximity to Detroit's automotive tech sector or Grand Rapids' growing startup scene could significantly alter outcomes. Without reported data from Monroe County specifically, it's hard to know whether local employer relationships translate into actual job placement advantage.
The financial math works if this leads directly to employment or serves as a stepping stone to a four-year degree. If your child is uncertain about programming as a career path or plans to transfer anyway, starting at a school with clearer outcome data might reduce guesswork about what this investment actually delivers.
Where Monroe County Community College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,566 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Monroe County Community College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.