Location: Monterey, CA•In-State Tuition: $1,188•Out-of-State Tuition: $9,924
Est. Earnings (1yr)
$39,118
Est. from national median (6 programs)
Est. Median Debt
$12,458
Est. from national median (13 programs)

Analysis

A debt-to-earnings ratio of 0.32 suggests manageable financial risk, though both figures here come from national peer programs rather than Monterey Peninsula College's actual outcomes. At roughly $12,500 in debt against first-year earnings near $39,000, graduates from similar associate programs typically face about four months of gross income in educational borrowing—a threshold that many financial advisors consider reasonable for a two-year credential.

The challenge is California's cost of living, particularly in Monterey County where tech salaries exist alongside some of the state's highest housing costs. Computer science associate programs can serve as launching pads into entry-level IT positions or stepping stones toward bachelor's degrees, but the pathway matters enormously. Similar programs nationally produce a wide range of outcomes, from help desk roles to junior developer positions, and this school's specific placement patterns and industry connections aren't reflected in these estimates.

For a community college program that could position your child for either immediate work or transfer to a four-year institution, the estimated debt load appears light. The key question is execution: does this specific program have relationships with local employers, and does it align with your child's next step—whether that's the workforce or continuing education? Without school-specific data, you're betting on the program's local relevance rather than proven outcomes.

Where Monterey Peninsula College Stands

Earnings vs. debt across all computer science associates's programs nationally

Monterey Peninsula College (estimated ±10%)Other computer science programs

Dashed lines show national medians. Upper-left = best value.

Compare to Similar Programs Nationally

Computer Science associates's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Monterey Peninsula CollegeMonterey$1,188$39,118*—$12,458*—
Weber State UniversityOgden$6,391$79,044*$83,812$15,254*0.19
Northern Virginia Community CollegeAnnandale$5,703$48,889*$81,847$13,000*0.27
University of Arkansas GranthamLIttle Rock$8,280$47,904*—$22,519*0.47
Bunker Hill Community CollegeBoston$5,520$30,332*—$9,000*0.30
CUNY LaGuardia Community CollegeLong Island City$5,218$24,888*$46,054$8,750*0.35
National Median—$39,118*—$12,458*0.32
* Estimated from similar programs

Career Paths

Occupations commonly associated with computer science graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Computer and Information Research Scientists

Conduct research into fundamental computer and information science as theorists, designers, or inventors. Develop solutions to problems in the field of computer hardware and software.

$140,910/yrJobs growth:Master's degree

Software Developers

Research, design, and develop computer and network software or specialized utility programs. Analyze user needs and develop software solutions, applying principles and techniques of computer science, engineering, and mathematical analysis. Update software or enhance existing software capabilities. May work with computer hardware engineers to integrate hardware and software systems, and develop specifications and performance requirements. May maintain databases within an application area, working individually or coordinating database development as part of a team.

$131,450/yrJobs growth:Bachelor's degree

Software Quality Assurance Analysts and Testers

Develop and execute software tests to identify software problems and their causes. Test system modifications to prepare for implementation. Document software and application defects using a bug tracking system and report defects to software or web developers. Create and maintain databases of known defects. May participate in software design reviews to provide input on functional requirements, operational characteristics, product designs, and schedules.

$131,450/yrJobs growth:Bachelor's degree

Information Security Analysts

Plan, implement, upgrade, or monitor security measures for the protection of computer networks and information. Assess system vulnerabilities for security risks and propose and implement risk mitigation strategies. May ensure appropriate security controls are in place that will safeguard digital files and vital electronic infrastructure. May respond to computer security breaches and viruses.

$124,910/yrJobs growth:Bachelor's degree

Database Architects

Design strategies for enterprise databases, data warehouse systems, and multidimensional networks. Set standards for database operations, programming, query processes, and security. Model, design, and construct large relational databases or data warehouses. Create and optimize data models for warehouse infrastructure and workflow. Integrate new systems with existing warehouse structure and refine system performance and functionality.

$123,100/yrJobs growth:Bachelor's degree

Data Warehousing Specialists

Design, model, or implement corporate data warehousing activities. Program and configure warehouses of database information and provide support to warehouse users.

$123,100/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Computer Programmers

Create, modify, and test the code and scripts that allow computer applications to run. Work from specifications drawn up by software and web developers or other individuals. May develop and write computer programs to store, locate, and retrieve specific documents, data, and information.

$98,670/yrJobs growth:Bachelor's degree

Web Developers

Develop and implement websites, web applications, application databases, and interactive web interfaces. Evaluate code to ensure that it is properly structured, meets industry standards, and is compatible with browsers and devices. Optimize website performance, scalability, and server-side code and processes. May develop website infrastructure and integrate websites with other computer applications.

$95,380/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Monterey Peninsula College, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.