Analysis
A $25,000 debt load for estimated first-year earnings of $43,600 creates a manageable financial starting pointβbut these figures come from peer programs across North Carolina, not Montreat's actual graduate outcomes. The school's small graduating class in marketing means the Department of Education suppresses the specific data, so we're working with what comparable programs in the state typically produce.
The debt-to-earnings ratio of 0.57 sits comfortably below the warning threshold of 1.0, and the estimated earnings align almost exactly with both North Carolina's median ($43,619) and the national benchmark ($44,728) for marketing bachelor's degrees. However, Montreat serves a substantial population of Pell-eligible students (40%), and those families need to understand there's real variation in North Carolina's marketing programsβsome graduates at schools like Elon and NC A&T are earning $8,000-$12,000 more in their first year.
The key question is whether Montreat can deliver outcomes comparable to these state averages. With no published graduate data, you're betting that this small Christian college's marketing program performs on par with the median North Carolina school. That's not inherently unreasonable given the debt level, but parents should press the admissions office for employment statistics and connect with recent alumni before committing. The estimated numbers suggest viability, but they can't substitute for evidence that Montreat's specific program delivers.
Where Montreat College Stands
Earnings vs. debt across all marketing bachelors's programs nationally
Compare to Similar Programs in North Carolina
Marketing bachelors's programs at peer institutions in North Carolina (22 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,860 | $43,619* | β | $24,727* | β | |
| $44,536 | $55,893* | $75,472 | $21,500* | 0.38 | |
| $6,748 | $48,042* | $57,147 | $27,375* | 0.57 | |
| $43,936 | $45,883* | β | $27,000* | 0.59 | |
| $35,536 | $45,880* | β | $26,354* | 0.57 | |
| $7,361 | $45,870* | $60,002 | $24,992* | 0.54 | |
| National Median | β | $44,728* | β | $24,267* | 0.54 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montreat College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in NC. Actual outcomes may vary.