Analysis
A debt load near $18,000 for an associate's degree in computer programming positions graduates differently than many tech pathways. Based on national benchmarks for similar two-year tech programs, first-year earnings around $38,000 translate to a debt-to-earnings ratio of 0.47—manageable by most standards, though not the slam-dunk return that bachelor's degree computer science programs often deliver. For context, Michigan programs in this field typically carry about $15,000 in debt, suggesting Mott's estimated figure runs slightly higher than the state norm.
The real question is trajectory. Associate degrees in programming can open doors to junior developer roles, IT support, or technical specialist positions, but career growth often depends on continuing education or building substantial hands-on experience. Comparable programs nationally suggest these credentials provide entry points rather than destinations—graduates who stop here may find their earnings plateau earlier than those who pursue bachelor's degrees or specialized certifications. With 35% of Mott students receiving Pell grants, the accessibility matters, but families should understand they're likely investing in a first step.
If your child plans to work while completing a four-year degree later, this path makes practical sense. If they're hoping this alone will launch a lucrative tech career, the estimated $38,000 starting point deserves careful consideration against the region's cost of living and available job market in Flint and surrounding areas.
Where Mott Community College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,426 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mott Community College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.