Analysis
With estimated first-year earnings around $48,000—matching the Maryland median for chemistry programs—Mount St. Mary's appears positioned in the middle of the state's chemistry landscape. That puts graduates roughly $6,000 ahead of the national benchmark, though trailing Maryland's public universities like Towson ($52,765) and Salisbury ($50,169) by several thousand dollars. The estimated debt of nearly $25,000 creates a debt-to-earnings ratio of 0.52, which is manageable but not exceptional given what comparable programs achieve.
The challenge here is that both figures come from peer programs rather than Mount St. Mary's own graduate outcomes, meaning actual results could vary. Chemistry bachelor's degrees generally lead to diverse career paths—some graduates head directly into lab work or quality control roles, while others pursue graduate school or professional programs in medicine or pharmacy. The stronger Maryland market for chemistry grads works in this program's favor, but the tuition premium at a private institution like Mount St. Mary's doesn't appear to translate into earnings advantages over state schools.
For families willing to pay private school pricing, this estimated financial picture suggests you'd be paying more upfront for outcomes similar to what Maryland's public universities deliver. If your student has specific reasons to choose Mount St. Mary's—smaller classes, campus community, religious affiliation—the debt level won't be crushing. But purely as a chemistry credential investment, the state's flagship and regional public options show stronger reported earnings.
Where Mount St. Mary's University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Maryland
Chemistry bachelors's programs at peer institutions in Maryland (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $47,240 | $48,155* | — | $24,994* | — | |
| $11,306 | $52,765* | $59,027 | $23,000* | 0.44 | |
| $10,638 | $50,169* | — | $27,000* | 0.54 | |
| $11,505 | $46,140* | — | $21,238* | 0.46 | |
| $12,952 | $44,215* | — | $16,750* | 0.38 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount St. Mary's University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MD. Actual outcomes may vary.