Analysis
An estimated debt load of $17,750 against first-year earnings around $38,000 creates a manageable ratio of 0.47—comfortably below the warning threshold of 1.0 that signals financial strain. Based on comparable associate's programs nationwide, this pathway appears financially viable, with graduates typically earning enough to handle their debt burden within a reasonable timeframe.
The challenge is that these figures come from peer programs across the country, not Mt Hood's actual graduate outcomes. While the national median gives us a reasonable baseline, Oregon's tech job market—particularly in the Portland metro area where Gresham sits—could swing outcomes in either direction. The state's median debt for these programs runs higher at $24,250, suggesting Mt Hood's estimated figure may be optimistic, or that the school manages costs more effectively than state peers.
For an associate's degree in a technical field, this debt-to-earnings picture suggests a two-year investment that shouldn't trap graduates in unmanageable debt. However, parents should verify Mt Hood's actual job placement rates and connections to local employers, since coding skills alone don't guarantee $38,000 starting salaries—networking and internship opportunities matter enormously in landing that first tech role.
Where Mt Hood Community College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,175 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mt Hood Community College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.