Analysis
A debt-to-earnings ratio of 0.32 would typically signal a manageable financial picture, but the complete absence of reported outcomes for California's 80 community college computer science programs—including Mt San Jacinto—makes this harder to assess than it appears. The $39,000 estimate comes from a small national sample of just six associate's programs, and without any California data points, there's no way to know whether Mt San Jacinto's outcomes align with what tech employers in Southern California actually pay associate's degree holders versus those completing certificates or bachelor's degrees.
Computer science is unusual in that demonstrated skills often matter more than credentials, which could work in graduates' favor—or against them if local employers primarily hire bachelor's degree candidates. The estimated $12,458 debt represents about four months of the projected earnings, which sounds reasonable in theory. However, you're essentially betting on whether an associate's degree provides enough technical depth for entry-level positions in a competitive California tech market, and the data vacuum makes this a genuine leap of faith rather than an informed decision.
Given the uncertainty and California's robust community college system, investigate whether other nearby programs can show you actual graduate outcomes, or whether Mt San Jacinto offers clear transfer pathways to four-year institutions where the bachelor's degree might justify the investment more confidently.
Where Mt San Jacinto Community College District Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,406 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mt San Jacinto Community College District, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.