Analysis
Murray State's special education program produces graduates earning around $36,000 annually—about $8,000 below the national median and $2,600 below Kentucky's typical special education graduate. More concerning, earnings actually decline slightly over the first four years, while graduates from Kentucky's stronger programs like UK and Bellarmine start $4,000-5,000 higher and maintain upward trajectories. The school ranks in just the 5th percentile nationally, though it performs closer to the middle of Kentucky's pack at the 40th percentile, which reflects the state's overall lower salary scale for special educators.
The debt picture offers some relief: at $21,000, graduates borrow about $6,000 less than Kentucky's median and considerably less than the national average. This keeps the debt-to-earnings ratio manageable at 0.57, meaning graduates can theoretically pay off their loans with about seven months of gross earnings. For a teaching career with relatively predictable public school salaries, this represents a reasonable financial burden even with below-average starting pay.
For families committed to special education teaching in Kentucky, this program won't saddle graduates with crippling debt, and the salary gap narrows when compared to in-state alternatives rather than national benchmarks. However, parents should know their child will likely start their career earning $4,000-5,000 less annually than graduates from Kentucky's top-tier programs—a meaningful difference on a teacher's salary that persists throughout the early career years.
Where Murray State University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Earnings Distribution
How Murray State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Murray State University | $36,197 | $35,517 | -2% |
| University of Kentucky | $41,217 | $44,843 | +9% |
| Bellarmine University | $40,785 | $39,983 | -2% |
| Eastern Kentucky University | $38,485 | $38,073 | -1% |
| Morehead State University | $36,999 | $36,125 | -2% |
Compare to Similar Programs in Kentucky
Special Education and Teaching bachelors's programs at peer institutions in Kentucky (14 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,708 | $36,197 | $35,517 | $20,775 | 0.57 | |
| $13,212 | $41,217 | $44,843 | $26,500 | 0.64 | |
| $47,180 | $40,785 | $39,983 | $27,000 | 0.66 | |
| $10,896 | $40,333 | — | $30,750 | 0.76 | |
| $11,436 | $38,807 | — | $27,000 | 0.70 | |
| $10,130 | $38,485 | $38,073 | $28,381 | 0.74 | |
| National Median | — | $44,139 | — | $26,717 | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Murray State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 33 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.