Median Earnings (1yr)
$36,197
5th percentile
40th percentile in Kentucky
Median Debt
$20,775
22% below national median

Analysis

Murray State's special education program produces graduates earning around $36,000 annually—about $8,000 below the national median and $2,600 below Kentucky's typical special education graduate. More concerning, earnings actually decline slightly over the first four years, while graduates from Kentucky's stronger programs like UK and Bellarmine start $4,000-5,000 higher and maintain upward trajectories. The school ranks in just the 5th percentile nationally, though it performs closer to the middle of Kentucky's pack at the 40th percentile, which reflects the state's overall lower salary scale for special educators.

The debt picture offers some relief: at $21,000, graduates borrow about $6,000 less than Kentucky's median and considerably less than the national average. This keeps the debt-to-earnings ratio manageable at 0.57, meaning graduates can theoretically pay off their loans with about seven months of gross earnings. For a teaching career with relatively predictable public school salaries, this represents a reasonable financial burden even with below-average starting pay.

For families committed to special education teaching in Kentucky, this program won't saddle graduates with crippling debt, and the salary gap narrows when compared to in-state alternatives rather than national benchmarks. However, parents should know their child will likely start their career earning $4,000-5,000 less annually than graduates from Kentucky's top-tier programs—a meaningful difference on a teacher's salary that persists throughout the early career years.

Where Murray State University Stands

Earnings vs. debt across all special education and teaching bachelors's programs nationally

Earnings Distribution

How Murray State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Murray State University$36,197$35,517-2%
University of Kentucky$41,217$44,843+9%
Bellarmine University$40,785$39,983-2%
Eastern Kentucky University$38,485$38,073-1%
Morehead State University$36,999$36,125-2%

Compare to Similar Programs in Kentucky

Special Education and Teaching bachelors's programs at peer institutions in Kentucky (14 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Murray State UniversityMurray$9,708$36,197$35,517$20,7750.57
University of KentuckyLexington$13,212$41,217$44,843$26,5000.64
Bellarmine UniversityLouisville$47,180$40,785$39,983$27,0000.66
Northern Kentucky UniversityHighland Heights$10,896$40,333$30,7500.76
Western Kentucky UniversityBowling Green$11,436$38,807$27,0000.70
Eastern Kentucky UniversityRichmond$10,130$38,485$38,073$28,3810.74
National Median$44,139$26,7170.61

Career Paths

Occupations commonly associated with special education and teaching graduates

Education Teachers, Postsecondary

Teach courses pertaining to education, such as counseling, curriculum, guidance, instruction, teacher education, and teaching English as a second language. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Special Education Teachers, Preschool

Teach academic, social, and life skills to preschool-aged students with learning, emotional, or physical disabilities. Includes teachers who specialize and work with students who are blind or have visual impairments; students who are deaf or have hearing impairments; and students with intellectual disabilities.

$64,270/yrJobs growth:Bachelor's degree

Special Education Teachers, Middle School

Teach academic, social, and life skills to middle school students with learning, emotional, or physical disabilities. Includes teachers who specialize and work with students who are blind or have visual impairments; students who are deaf or have hearing impairments; and students with intellectual disabilities.

$64,270/yrJobs growth:Bachelor's degree

Special Education Teachers, Secondary School

Teach academic, social, and life skills to secondary school students with learning, emotional, or physical disabilities. Includes teachers who specialize and work with students who are blind or have visual impairments; students who are deaf or have hearing impairments; and students with intellectual disabilities.

$64,270/yrJobs growth:Bachelor's degree

Special Education Teachers, All Other

All special education teachers not listed separately.

$64,270/yrJobs growth:Bachelor's degree

Adapted Physical Education Specialists

Provide individualized physical education instruction or services to children, youth, or adults with exceptional physical needs due to gross motor developmental delays or other impairments.

$64,270/yrJobs growth:Bachelor's degree

Interpreters and Translators

Interpret oral or sign language, or translate written text from one language into another.

$59,440/yrJobs growth:Bachelor's degree

Special Education Teachers, Kindergarten

Teach academic, social, and life skills to kindergarten students with learning, emotional, or physical disabilities. Includes teachers who specialize and work with students who are blind or have visual impairments; students who are deaf or have hearing impairments; and students with intellectual disabilities.

Special Education Teachers, Elementary School

Teach academic, social, and life skills to elementary school students with learning, emotional, or physical disabilities. Includes teachers who specialize and work with students who are blind or have visual impairments; students who are deaf or have hearing impairments; and students with intellectual disabilities.

Teaching Assistants, Special Education

Assist a preschool, elementary, middle, or secondary school teacher to provide academic, social, or life skills to students who have learning, emotional, or physical disabilities. Serve in a position for which a teacher has primary responsibility for the design and implementation of educational programs and services.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Murray State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.