Analysis
A programming certificate from North Arkansas College comes with an estimated debt load of about $13,300—lower than the national median for similar programs—while comparable certificates nationally produce first-year earnings around $43,700. That's a debt-to-earnings ratio of 0.30, meaning you'd be borrowing roughly a third of what graduates typically earn in their first year, which falls within a manageable range for workforce credentials.
The challenge is that programming certificates vary wildly in value depending on the specific skills taught and local employer demand. With 418 schools nationally offering this credential, outcomes span from minimal wage gains to solid entry points into tech careers. Arkansas has 11 such programs, but none with published graduate data, making it difficult to gauge how this particular certificate stacks up regionally. The $13,300 debt figure is notably lower than the $14,340 national median, suggesting North Arkansas keeps costs reasonable, though these estimates don't tell you whether their curriculum aligns with what employers actually need.
For a short-term credential like this, the key question is whether it provides skills that translate directly into local job opportunities. With over a third of students receiving Pell grants, this program serves many cost-conscious families, but you'll need to verify that the specific programming languages and tools taught match what Harrison-area or regional employers are hiring for. An affordable certificate only pays off if it opens doors.
Where North Arkansas College Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs Nationally
Computer Programming certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,168 | $43,727* | — | $13,274* | — | |
| $9,552 | $60,496* | — | $14,431* | 0.24 | |
| — | $60,496* | — | $14,431* | 0.24 | |
| $2,370 | $43,727* | $48,595 | $19,107* | 0.44 | |
| $2,136 | $37,250* | — | $11,884* | 0.32 | |
| — | $15,968* | — | —* | — | |
| National Median | — | $43,727* | — | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At North Arkansas College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.