Analysis
A debt-to-earnings ratio of 0.30 suggests manageable financing for this certificate, but the underlying figures come from national peer programs rather than North Idaho College's actual graduate outcomes. With only one school in Idaho offering this credential level, we can't draw state-specific comparisons—meaning the $43,727 earnings estimate and $13,274 debt projection reflect what similar programming certificates produce nationally, not what this particular program delivers.
The estimated $43,727 first-year salary sits at the national median but well below the 75th percentile of $60,496, indicating this certificate type generally produces entry-level outcomes rather than premium placement. For a short-term credential, that's reasonable—but at North Idaho specifically, we don't know if the curriculum, employer connections, or local tech market shift those odds up or down. The quarter of students receiving Pell grants suggests some students are financing even this modest credential with need-based aid, making actual outcomes particularly important to verify.
Before committing, contact the college directly for concrete placement data: where do graduates actually work, what roles do they fill, and what's the typical starting salary in the Coeur d'Alene and Spokane tech markets? A certificate is a lower-stakes investment than a degree, but you still need evidence that this specific program connects students to jobs that justify even $13,000 in debt.
Where North Idaho College Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs Nationally
Computer Programming certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,396 | $43,727* | — | $13,274* | — | |
| $9,552 | $60,496* | — | $14,431* | 0.24 | |
| — | $60,496* | — | $14,431* | 0.24 | |
| $2,370 | $43,727* | $48,595 | $19,107* | 0.44 | |
| $2,136 | $37,250* | — | $11,884* | 0.32 | |
| — | $15,968* | — | —* | — | |
| National Median | — | $43,727* | — | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At North Idaho College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.