Analysis
Computer programming associate's degrees in Massachusetts typically come with much lower debt than the national average—around $10,700 statewide compared to the $17,750 estimated for North Shore. That gap matters when first-year earnings for similar programs hover around $38,000, putting graduates in a position where debt equals roughly half their annual salary. While this ratio isn't catastrophic, the higher-than-typical Massachusetts debt load means it'll take longer to break even than at peer programs in the state.
The challenge with programming associate's degrees is that they're competing against both bachelor's programs and coding bootcamps in the job market. At $38,000, estimated first-year earnings align with national norms for this credential, but many entry-level tech positions in Massachusetts expect either more advanced degrees or highly specialized skills. The 33% Pell grant population suggests North Shore serves students who may be balancing cost constraints with career advancement, making that debt figure particularly relevant.
Given the limited data for this specific program, prospective families should directly ask North Shore about job placement rates, whether graduates typically continue to bachelor's programs, and how many actually enter programming roles versus general IT support. The debt-to-earnings picture is manageable but not impressive, especially when compared to other Massachusetts options that produce similar outcomes with significantly less borrowing.
Where North Shore Community College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,352 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At North Shore Community College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.