Analysis
A debt-to-earnings ratio of 0.47 looks reasonable on paper, but the underlying numbers tell a more cautious story. Based on peer programs nationally, this associate's degree typically leads to first-year earnings around $38,000 with roughly $17,750 in debt—manageable enough that graduates could theoretically pay off loans within a few years. The problem? Other community colleges in Iowa are producing substantially different outcomes. Indian Hills graduates earn $63,559 in their first year, while even Kirkwood's more modest $39,216 sits above the national benchmark. The statewide median of $51,388 suggests Iowa's tech market can support higher earnings for this credential.
Without actual data from Northeast Iowa's own graduates, you're essentially betting that their outcomes mirror the national average rather than what appears possible elsewhere in the state. That $13,000 gap between what comparable Iowa programs typically deliver and what these estimates suggest isn't trivial—it's the difference between comfortably covering loan payments and living expenses versus stretching thin. The lower Pell grant percentage (23%) indicates this isn't primarily serving lower-income students who might have fewer alternatives, which makes the estimated performance more striking.
If your student is set on staying local in Calmar, get concrete placement data directly from the school—where do graduates actually work, and what do they earn? Otherwise, programs with reported outcomes closer to population centers may offer more transparent value.
Where Northeast Iowa Community College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs in Iowa
Computer Programming associates's programs at peer institutions in Iowa (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,600 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,980 | $39,216* | $54,047 | $15,737* | 0.40 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northeast Iowa Community College, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.