Median Earnings (1yr)
$45,386
53rd percentile (60th in KY)
Median Debt
$22,387
8% below national median
Debt-to-Earnings
0.49
Manageable
Sample Size
86
Adequate data

Analysis

Northern Kentucky University's marketing program sits comfortably in the middle of Kentucky's offerings while keeping debt manageable. At $22,387, graduates carry about $2,000 less debt than both state and national averages—a meaningful difference that translates to roughly $20-30 less per month in loan payments over ten years. First-year earnings of $45,386 trail the state's top programs by only a few thousand dollars, but the 22% growth to $55,123 by year four suggests graduates gain solid traction in their careers.

Among Kentucky's 12 marketing programs, this one ranks in the 60th percentile for earnings, which means it outperforms several alternatives while costing less upfront. The gap to University of Kentucky ($48,100) or Louisville ($47,704) isn't enormous, and if those schools would mean significantly more debt or require relocating, NKU becomes increasingly competitive. The debt-to-earnings ratio of 0.49 is healthy—graduates earn roughly twice what they owe, making the monthly loan burden very manageable on an entry-level marketing salary.

For Kentucky families, particularly those who value staying close to home and minimizing debt, this program delivers what matters: reasonable starting salaries that grow steadily, coupled with below-average borrowing. It's not flashy, but it's fiscally sound—the kind of program where your child can graduate, get hired, and actually afford their loan payments without moving back home.

Where Northern Kentucky University Stands

Earnings vs. debt across all marketing bachelors's programs nationally

Northern Kentucky UniversityOther marketing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Kentucky University graduates compare to all programs nationally

Northern Kentucky University graduates earn $45k, placing them in the 53th percentile of all marketing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Marketing bachelors's programs at peer institutions in Kentucky (12 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Kentucky University$45,386$55,123$22,3870.49
University of Kentucky$48,100$58,361$24,2250.50
University of Louisville$47,704$60,649$21,3840.45
Murray State University$45,042$42,692$21,9970.49
Western Kentucky University$42,478$53,494$23,2500.55
Eastern Kentucky University$40,968$50,327$25,1890.61
National Median$44,728—$24,2670.54

Other Marketing Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Kentucky
Lexington
$13,212$48,100$24,225
University of Louisville
Louisville
$12,828$47,704$21,384
Murray State University
Murray
$9,708$45,042$21,997
Western Kentucky University
Bowling Green
$11,436$42,478$23,250
Eastern Kentucky University
Richmond
$10,130$40,968$25,189

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Kentucky University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.