Est. Earnings (1yr)
$43,727
Est. from national median (5 programs)
Est. Median Debt
$13,274
Est. from national median (7 programs)

Analysis

A debt-to-earnings ratio of 0.30 looks manageable on paper, but the complete lack of program-specific data here makes this a challenging bet. Northwest Florida State College doesn't report outcomes for its computer programming certificate, so we're relying on national medians from similar programs—roughly $43,700 in first-year earnings against $13,300 in debt. That national figure, however, tells us nothing about how this particular program performs in the Florida Panhandle's job market.

The state picture is genuinely troubling. Florida's median for computer programming certificates sits at just $16,000—less than half the national median and barely above minimum wage. The single Florida program with reported data shows earnings at that same depressed level. If Northwest Florida State's outcomes track closer to state norms than national ones, graduates would face years of financial strain even with relatively modest debt. The program's small size (hence the suppressed data) might mean limited employer connections or fewer placement resources than larger programs offer.

Without knowing whether this certificate leads to full-time developer roles or entry-level help desk positions, parents are essentially gambling on which end of a very wide earnings spectrum their child will land. If affordable IT training is the goal, community college tuition makes sense—but only if you can verify through the school directly what jobs recent graduates actually secured and at what salaries.

Where Northwest Florida State College Stands

Earnings vs. debt across all computer programming certificate's programs nationally

Compare to Similar Programs in Florida

Computer Programming certificate's programs at peer institutions in Florida (34 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Northwest Florida State CollegeNiceville$3,246$43,727*$13,274*
FVI School of Nursing and TechnologyMiami$15,968**
National Median$43,727*$14,340*0.33
* Estimated from similar programs

Career Paths

Occupations commonly associated with computer programming graduates

Software Developers

Research, design, and develop computer and network software or specialized utility programs. Analyze user needs and develop software solutions, applying principles and techniques of computer science, engineering, and mathematical analysis. Update software or enhance existing software capabilities. May work with computer hardware engineers to integrate hardware and software systems, and develop specifications and performance requirements. May maintain databases within an application area, working individually or coordinating database development as part of a team.

$131,450/yrJobs growth:Bachelor's degree

Software Quality Assurance Analysts and Testers

Develop and execute software tests to identify software problems and their causes. Test system modifications to prepare for implementation. Document software and application defects using a bug tracking system and report defects to software or web developers. Create and maintain databases of known defects. May participate in software design reviews to provide input on functional requirements, operational characteristics, product designs, and schedules.

$131,450/yrJobs growth:Bachelor's degree

Computer Programmers

Create, modify, and test the code and scripts that allow computer applications to run. Work from specifications drawn up by software and web developers or other individuals. May develop and write computer programs to store, locate, and retrieve specific documents, data, and information.

$98,670/yrJobs growth:Bachelor's degree

Web Developers

Develop and implement websites, web applications, application databases, and interactive web interfaces. Evaluate code to ensure that it is properly structured, meets industry standards, and is compatible with browsers and devices. Optimize website performance, scalability, and server-side code and processes. May develop website infrastructure and integrate websites with other computer applications.

$95,380/yrJobs growth:Bachelor's degree

Web and Digital Interface Designers

Design digital user interfaces or websites. Develop and test layouts, interfaces, functionality, and navigation menus to ensure compatibility and usability across browsers or devices. May use web framework applications as well as client-side code and processes. May evaluate web design following web and accessibility standards, and may analyze web use metrics and optimize websites for marketability and search engine ranking. May design and test interfaces that facilitate the human-computer interaction and maximize the usability of digital devices, websites, and software with a focus on aesthetics and design. May create graphics used in websites and manage website content and links.

$95,380/yrJobs growth:Bachelor's degree

Video Game Designers

Design core features of video games. Specify innovative game and role-play mechanics, story lines, and character biographies. Create and maintain design documentation. Guide and collaborate with production staff to produce games as designed.

$95,380/yrJobs growth:Bachelor's degree

Computer Science Teachers, Postsecondary

Teach courses in computer science. May specialize in a field of computer science, such as the design and function of computers or operations and research analysis. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Computer Network Support Specialists

Analyze, test, troubleshoot, and evaluate existing network systems, such as local area networks (LAN), wide area networks (WAN), cloud networks, servers, and other data communications networks. Perform network maintenance to ensure networks operate correctly with minimal interruption.

$61,550/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwest Florida State College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.