Analysis
A debt-to-earnings ratio of 0.32 suggests a manageable financial picture—based on national benchmarks, graduates of similar associate programs in computer science typically earn around $39,000 in their first year while carrying roughly $12,500 in debt. That's a third of first-year earnings, which leaves room to pay down loans while covering living expenses. California's robust tech sector could mean actual outcomes for Ohlone graduates differ from this national estimate, particularly given the Bay Area's higher wages and cost of living, but without reported data from the school itself, we're working with what comparable programs produce nationwide.
The challenge is that an associate degree in computer science occupies uncertain territory in the hiring landscape. Some graduates use it as a stepping stone to a bachelor's degree or land entry-level support roles, while others find themselves underqualified for positions that increasingly expect four-year degrees. The low Pell grant rate (11%) suggests this program may attract students who already have resources or are career-changers, not necessarily recent high school graduates taking on significant debt.
If your child plans to transfer to complete a bachelor's degree, this could be a cost-effective start—but verify that credits will transfer smoothly. If they're planning to enter the workforce immediately with just the associate degree, understand that the $39,000 figure represents a typical starting point that may require hustle and self-teaching to exceed.
Where Ohlone College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,202 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ohlone College, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.