Analysis
The typical fashion or merchandising graduate nationwide starts around $37,000—a figure that, based on comparable programs, Oklahoma State appears to match in the first year. But notice the trajectory: four years later, actual reported earnings for this program fall to $34,776. That backward slide raises questions about whether this field rewards experience or simply struggles with wage growth, and it's a pattern parents should examine closely before signing loan papers.
The estimated debt of $24,750 based on similar bachelor's programs at Oklahoma State translates to a 0.67 debt-to-earnings ratio—manageable on paper, but only if those first-year wages hold steady. With just two programs in Oklahoma and limited transparency around outcomes, you're making decisions with incomplete information about this specific degree's local market value. The apparel industry in Oklahoma isn't robust compared to fashion hubs elsewhere, which may explain why even mid-career earnings remain modest.
If your child has genuine passion for fashion merchandising or textile design and can graduate with debt at or below these estimates, the numbers don't scream disaster. But they don't promise prosperity either. Consider whether the program offers clear pathways to higher-paying roles—buying, product development, supply chain management—rather than retail positions that often max out at these salary levels. The safest bet? Keep debt below $25,000 and ensure internships lead somewhere beyond the sales floor.
Where Oklahoma State University-Main Campus Stands
Earnings vs. debt across all apparel and textiles bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Oklahoma State University-Main Campus | — | $34,776 | — |
| San Francisco State University | $30,082 | $60,278 | +100% |
| Indiana University-Bloomington | $50,264 | $60,013 | +19% |
| University of Missouri-Columbia | $40,176 | $60,008 | +49% |
| University of Arkansas | $40,948 | $57,004 | +39% |
Compare to Similar Programs Nationally
Apparel and Textiles bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,234 | $36,945* | $34,776 | $24,750* | — | |
| $9,192 | $51,494* | — | $19,444* | 0.38 | |
| $9,228 | $51,221* | — | $16,125* | 0.31 | |
| $11,790 | $50,264* | $60,013 | $20,500* | 0.41 | |
| $16,080 | $47,760* | $56,971 | $23,250* | 0.49 | |
| $9,728 | $44,647* | $44,135 | $21,250* | 0.48 | |
| National Median | — | $36,945* | — | $24,750* | 0.67 |
Career Paths
Occupations commonly associated with apparel and textiles graduates
Marketing Managers
Materials Scientists
Family and Consumer Sciences Teachers, Postsecondary
Fashion Designers
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Interior Designers
Wholesale and Retail Buyers, Except Farm Products
Farm and Home Management Educators
Fabric and Apparel Patternmakers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Oklahoma State University-Main Campus, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 53 similar programs. Actual outcomes may vary.