Median Earnings (1yr)
$29,604
34th percentile (40th in OH)
Median Debt
$25,210
1% below national median
Debt-to-Earnings
0.85
Manageable
Sample Size
21
Limited data

Analysis

Otterbein's psychology program starts graduates at $29,604—below both the state median ($30,682) and national average ($31,482), though the small sample size (under 30 graduates) means individual outcomes could vary significantly. At 40th percentile among Ohio psychology programs, this places graduates firmly in the bottom half of the state, notably trailing schools like Kenyon ($39,203) and Muskingum ($37,636). The 30% earnings jump to $38,492 by year four helps close the gap, but many graduates will be entering the workforce behind their Ohio peers.

The debt picture is standard for psychology programs at $25,210—roughly matching both state and national medians. With first-year earnings below $30,000, the 0.85 debt-to-earnings ratio means new graduates face nearly a full year's salary in loans, which can strain budgets during entry-level positions that psychology BAs typically fill (counseling assistants, case workers, HR coordinators). Given that psychology is often a stepping stone to graduate school, starting with less competitive earnings could matter if you're budgeting for additional education costs.

The limited data makes this harder to assess definitively, but the trend is clear: Otterbein's psychology graduates begin their careers earning less than most of their Ohio counterparts. If your child is considering this program, the key questions are whether they can graduate with even less debt through scholarships or whether a stronger-performing Ohio program might be within reach.

Where Otterbein University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Otterbein UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Otterbein University graduates compare to all programs nationally

Otterbein University graduates earn $30k, placing them in the 34th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Psychology bachelors's programs at peer institutions in Ohio (74 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Otterbein University$29,604$38,492$25,2100.85
Kenyon College$39,203$42,073$19,0000.48
Muskingum University$37,636$34,807$27,6250.73
John Carroll University$36,602$43,225$27,0000.74
Miami University-Hamilton$36,190$46,978$24,0940.67
Miami University-Middletown$36,190$46,978$24,0940.67
National Median$31,482$25,5000.81

Other Psychology Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Kenyon College
Gambier
$69,330$39,203$19,000
Muskingum University
New Concord
$31,440$37,636$27,625
John Carroll University
University Heights
$49,100$36,602$27,000
Miami University-Hamilton
Hamilton
$7,278$36,190$24,094
Miami University-Middletown
Middletown
$7,278$36,190$24,094

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Otterbein University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.