Analysis
Otterbein's psychology program starts graduates at $29,604βbelow both the state median ($30,682) and national average ($31,482), though the small sample size (under 30 graduates) means individual outcomes could vary significantly. At 40th percentile among Ohio psychology programs, this places graduates firmly in the bottom half of the state, notably trailing schools like Kenyon ($39,203) and Muskingum ($37,636). The 30% earnings jump to $38,492 by year four helps close the gap, but many graduates will be entering the workforce behind their Ohio peers.
The debt picture is standard for psychology programs at $25,210βroughly matching both state and national medians. With first-year earnings below $30,000, the 0.85 debt-to-earnings ratio means new graduates face nearly a full year's salary in loans, which can strain budgets during entry-level positions that psychology BAs typically fill (counseling assistants, case workers, HR coordinators). Given that psychology is often a stepping stone to graduate school, starting with less competitive earnings could matter if you're budgeting for additional education costs.
The limited data makes this harder to assess definitively, but the trend is clear: Otterbein's psychology graduates begin their careers earning less than most of their Ohio counterparts. If your child is considering this program, the key questions are whether they can graduate with even less debt through scholarships or whether a stronger-performing Ohio program might be within reach.
Where Otterbein University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Otterbein University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Otterbein University | $29,604 | $38,492 | +30% |
| University of Dayton | $32,953 | $50,757 | +54% |
| Miami University-Middletown | $36,190 | $46,978 | +30% |
| Miami University-Hamilton | $36,190 | $46,978 | +30% |
| Miami University-Oxford | $36,190 | $46,978 | +30% |
Compare to Similar Programs in Ohio
Psychology bachelors's programs at peer institutions in Ohio (74 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $34,899 | $29,604 | $38,492 | $25,210 | 0.85 | |
| $69,330 | $39,203 | $42,073 | $19,000 | 0.48 | |
| $31,440 | $37,636 | $34,807 | $27,625 | 0.73 | |
| $49,100 | $36,602 | $43,225 | $27,000 | 0.74 | |
| $7,278 | $36,190 | $46,978 | $24,094 | 0.67 | |
| $7,278 | $36,190 | $46,978 | $24,094 | 0.67 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Otterbein University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 21 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.