Analysis
A debt-to-earnings ratio of 0.32 suggests reasonable financial fundamentals for an associate degree in computer science, though the lack of program-specific data from Pearl River means families are navigating with limited visibility. Based on national medians from similar two-year programs, graduates might expect around $39,000 in first-year earnings against roughly $12,500 in debt—numbers that would allow someone to manage loan payments on an entry-level salary. For a community college program serving a population where nearly half receive Pell grants, keeping debt in five figures while building technical credentials offers a clearer path than many alternatives.
The challenge is that Mississippi's tech sector remains relatively small compared to coastal hubs, which could affect both starting salaries and job availability for associate-level positions. Graduates might find themselves needing to either continue their education for bachelor's completion or look beyond the state for stronger earning potential. The national benchmark of $39,000 reflects markets with more robust tech employment; local outcomes could differ significantly.
The low debt load is this program's strongest selling point—it allows flexibility to either enter the workforce immediately or transfer credits toward a four-year degree without overwhelming financial pressure. Just understand you're making this decision with estimated figures rather than Pearl River's actual graduate outcomes, so building backup plans matters more than usual.
Where Pearl River Community College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,650 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pearl River Community College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.