Analysis
A debt load around $18,000 for an associate degree in computer programming represents a manageable financial commitment—the debt-to-earnings ratio of 0.47 suggests graduates could reasonably pay off their loans in roughly half a year of earnings. Based on comparable programming programs nationally, first-year earnings near $38,000 provide a foundation for entry into the tech sector, though this sits at the median rather than the higher end of what's possible in this field.
The challenge is Peninsula College's remote location in Port Angeles. While Washington state hosts a robust tech industry, most opportunities concentrate in the Seattle-Tacoma corridor, about 80 miles and a ferry ride away. Similar associate programs nationally show considerable variation—top performers reach $44,000 in first-year earnings—which often reflects stronger regional job markets. Your student would likely need to either relocate or accept that local tech opportunities may be limited, potentially affecting how quickly they can leverage this credential.
For families where minimizing debt matters most, this program offers a low-cost entry point into programming. But recognize you're working with estimates here, not this specific school's track record. If your student can maintain flexibility about where they'll work after graduation, the financial fundamentals look sound. If they need to stay in the Port Angeles area, verify what local tech employment actually exists before committing.
Where Peninsula College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,586 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Peninsula College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.