Median Earnings (1yr)
$27,724
21st percentile
40th percentile in California
Median Debt
$22,411
12% below national median

Analysis

Point Loma Nazarene's psychology program demonstrates one of the more dramatic earnings trajectories in California, with graduates seeing their income jump 68% between year one and year four—from $27,724 to $46,593. That year-four figure significantly outpaces both the national median ($31,482) and California median ($30,614), though graduates start below these benchmarks. This suggests many students may be pursuing graduate education or entering fields where psychology serves as a foundation rather than the final credential, explaining both the initially modest earnings and the subsequent surge.

The program's positioning in California is solidly middle-of-the-road: 40th percentile for earnings among 84 programs statewide. The $22,411 in median debt sits just above California's median for psychology programs, yielding a manageable first-year debt-to-earnings ratio of 0.81. While the initial salary will feel tight—particularly in expensive San Diego—the rapid earnings growth suggests graduates are finding their footing relatively quickly.

For families evaluating this program, the key question is whether your student plans to continue their education or enter a field that values the trajectory over the starting point. If graduate school is likely, this program delivers strong outcomes at a reasonable debt load. If your student expects their bachelor's degree to be terminal, the low starting salary relative to California's cost of living deserves serious consideration.

Where Point Loma Nazarene University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Point Loma Nazarene University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Point Loma Nazarene University$27,724$46,593+68%
Santa Clara University$38,587$58,545+52%
University of the Pacific$23,077$57,652+150%
University of Southern California$34,139$55,156+62%
University of San Diego$35,595$55,078+55%

Compare to Similar Programs in California

Psychology bachelors's programs at peer institutions in California (84 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Point Loma Nazarene UniversitySan Diego$43,550$27,724$46,593$22,4110.81
University of Massachusetts GlobalAliso Viejo$12,520$40,726$51,379$26,7030.66
The Chicago School at Los AngelesLos Angeles$20,844$39,596$40,6451.03
Santa Clara UniversitySanta Clara$59,241$38,587$58,545$17,6670.46
Ashford UniversitySan Diego$13,160$38,524$36,510$43,8751.14
National UniversitySan Diego$13,320$38,523$54,307$31,2500.81
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Point Loma Nazarene University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 39 graduates with reported earnings and 63 graduates with debt data. Small samples may not be representative.