Analysis
Is a mathematics degree worth $21,750 in debt when North Carolina's math programs show such dramatic variation in outcomes? Similar programs across the state suggest first-year earnings around $40,888—fine for managing debt at a 0.53 ratio, but nowhere near what graduates from Duke ($121,088) or even UNC-Chapel Hill ($53,402) typically command. Queens sits in a competitive Charlotte market where your child will be entering the workforce alongside graduates from much larger public universities.
The estimated debt level aligns closely with national and state norms for math programs, which means the real question is about earnings potential. The $40,888 figure—derived from nine North Carolina programs—puts Queens' graduates roughly on par with East Carolina and below both NC State and UNC-Charlotte. That's a concerning position for a private university charging premium tuition. Mathematics should open doors to well-compensated analytical roles, but these peer-program earnings suggest graduates may struggle to differentiate themselves in technical hiring.
With only 22% of students receiving Pell grants and a respectable 1223 average SAT score, Queens attracts relatively affluent students who can likely absorb modest debt. But that doesn't make this a smart investment. If your child is competitive enough to attend Queens, they should seriously consider the public alternatives in North Carolina that appear to produce stronger career outcomes at lower cost.
Where Queens University of Charlotte Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in North Carolina
Mathematics bachelors's programs at peer institutions in North Carolina (44 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $43,285 | $40,888* | — | $21,750* | — | |
| $65,805 | $121,088* | $99,927 | $13,000* | 0.11 | |
| $8,989 | $53,402* | $87,301 | $14,500* | 0.27 | |
| $8,895 | $43,585* | — | $21,256* | 0.49 | |
| $7,214 | $42,740* | $57,150 | $25,000* | 0.58 | |
| $7,361 | $40,888* | $50,943 | $21,500* | 0.53 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Queens University of Charlotte, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in NC. Actual outcomes may vary.