Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A marketing credential from Riverland Community College would carry an estimated $19,500 in debt—notably lower than the $23,350 typical for Minnesota marketing certificates. That's meaningful, because peer programs across the country suggest first-year earnings around $63,549, which would make the debt manageable at just 31% of first-year income. That's a comfortable ratio by any standard.
The caveat is that Minnesota's own marketing certificates tend to produce more modest outcomes than the national average, with Saint Cloud State reporting $51,100 in first-year earnings. If Riverland's graduates follow state patterns rather than national ones, the debt picture remains reasonable—under 40% of earnings—but the absolute payoff shrinks considerably. For a certificate program that's meant to be a quick credential, that gap between national and local reality matters.
The lower debt load gives this program some cushion against uncertainty. Even if earnings land closer to Minnesota's typical $51,100 than the national median, graduates wouldn't face crushing payments. But parents should recognize they're making this decision with estimates drawn from peer institutions rather than Riverland's actual track record, and local Minnesota outcomes suggest tempering expectations about those first-year earnings figures.
Where Riverland Community College Stands
Earnings vs. debt across all marketing certificate's programs nationally
Compare to Similar Programs in Minnesota
Marketing certificate's programs at peer institutions in Minnesota (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,250 | $63,549* | — | $19,500* | — | |
| $10,117 | $51,100* | $59,442 | $23,350* | 0.46 | |
| National Median | — | $63,549* | — | $22,060* | 0.35 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Riverland Community College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.