Analysis
Sacramento City College's programming track offers a relatively affordable path into tech, with estimated debt of $17,750 sitting just above the national median for associate's programs in this field. When compared to four-year computer science degrees that can cost $40,000 or more, this two-year option presents clear savings. However, the estimated first-year earnings of $38,000—based on what similar programming associate's programs produce nationally—signal that this credential functions more as an entry point than a ticket to California's lucrative software engineering roles.
The debt-to-earnings ratio of 0.47 means graduates could theoretically pay off their loans in under six months if they devoted all earnings to it—a favorable metric. But context matters: California's tech market is notoriously competitive, and an associate's degree may limit access to positions that increasingly require bachelor's credentials. Peer programs nationally show significant variation (top performers reach $44,000), suggesting that local job market conditions and individual networking heavily influence outcomes.
For families considering this program, the calculation hinges on whether it's a stepping stone or a destination. If your student plans to work while completing a bachelor's degree later, this could be a cost-effective start. If they're hoping the associate's alone will unlock California's tech sector, the estimated earnings suggest they'll likely enter in help desk or junior development roles where advancement requires additional credentials.
Where Sacramento City College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,288 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Sacramento City College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.