Analysis
A debt-to-earnings ratio of 0.32 suggests manageable financial exposure for a community college associate's degree, though the numbers here come with significant uncertainty. Based on peer programs nationally, computer science associate's graduates typically earn around $39,000 in their first year and carry about $12,500 in debt—meaning roughly four months of gross income to clear what they borrowed. That's not an alarming burden, but whether Sacramento City College's specific outcomes match these benchmarks is an open question given the suppressed data.
The broader context matters here: with 80 programs across California and 293 nationally, computer science associate's degrees are widely available, yet none of the California programs have publicly reported outcomes we can examine for comparison. This could reflect small cohort sizes across the board or varying career trajectories that make year-one earnings hard to capture consistently. What we know from national trends is that tech-adjacent associate's degrees can serve as either workforce entry points or transfer pathways to bachelor's programs—and those paths produce very different financial outcomes.
For parents, the practical calculus is this: if your student plans to transfer to a four-year program, the associate's degree is a stepping stone where debt accumulation matters more than immediate earnings. If they're heading straight to work, understand that $39,000 represents an estimate from peer institutions, not a guarantee for Sacramento City graduates, and tech hiring in the region may offer better or worse prospects than the national average suggests.
Where Sacramento City College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,288 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Sacramento City College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.