Median Earnings (1yr)
$43,585
54th percentile
60th percentile in Michigan
Median Debt
$28,550
9% above national median

Analysis

Saginaw Valley State University's teacher education program starts graduates near the middle of the packβ€”landing at the 60th percentile among Michigan programsβ€”but then earnings actually drop by year four to $40,545. That backward slide is unusual and worth understanding. While debt is manageable at $28,550 (better than 87% of programs nationally), watching your income decrease after gaining teaching experience runs counter to what typically happens in education careers. This might reflect Michigan's specific teacher salary structures or retention patterns rather than program quality.

The practical math works initially: graduates owe less than two-thirds of their first-year salary, which is reasonable for a teaching career. However, the fact that peers at Grand Valley State or Central Michigan are earning $3,000-$6,000 more by year four suggests this program may not position graduates as competitively for higher-paying districts or specialized roles that drive mid-career growth. The moderate sample size adds some uncertainty to these numbers, but the pattern is concerning enough to investigate.

For families banking on teaching as a stable, gradually increasing income path, ask the school directly about where graduates are getting hired and why earnings dip. If most alumni stay in lower-paying rural districts or leave the profession early, that changes the investment calculation considerably, even with the reasonable debt load.

Where Saginaw Valley State University Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Earnings Distribution

How Saginaw Valley State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Saginaw Valley State University$43,585$40,545-7%
Concordia University Ann Arbor$42,845$46,179+8%
Western Michigan University$42,468$45,512+7%
Calvin University$42,737$45,474+6%
Adrian College$42,118$44,574+6%

Compare to Similar Programs in Michigan

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Michigan (30 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saginaw Valley State UniversityUniversity Center$12,240$43,585$40,545$28,5500.66
Grand Valley State UniversityAllendale$14,628$46,124$42,856$30,7500.67
Hope CollegeHolland$40,420$45,137$44,356$27,0000.60
Ferris State UniversityBig Rapids$13,630$44,977$41,325$29,0760.65
University of Michigan-DearbornDearborn$14,944$44,845$43,592$31,0000.69
Central Michigan UniversityMount Pleasant$14,190$43,996$43,844$29,0000.66
National Medianβ€”$43,082β€”$26,2210.61

Career Paths

Occupations commonly associated with teacher education and professional development, specific subject areas graduates

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Computer Science Teachers, Postsecondary

Teach courses in computer science. May specialize in a field of computer science, such as the design and function of computers or operations and research analysis. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Agricultural Sciences Teachers, Postsecondary

Teach courses in the agricultural sciences. Includes teachers of agronomy, dairy sciences, fisheries management, horticultural sciences, poultry sciences, range management, and agricultural soil conservation. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Biological Science Teachers, Postsecondary

Teach courses in biological sciences. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Forestry and Conservation Science Teachers, Postsecondary

Teach courses in forestry and conservation science. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Atmospheric, Earth, Marine, and Space Sciences Teachers, Postsecondary

Teach courses in the physical sciences, except chemistry and physics. Includes both teachers primarily engaged in teaching, and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Chemistry Teachers, Postsecondary

Teach courses pertaining to the chemical and physical properties and compositional changes of substances. Work may include providing instruction in the methods of qualitative and quantitative chemical analysis. Includes both teachers primarily engaged in teaching, and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Environmental Science Teachers, Postsecondary

Teach courses in environmental science. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Geography Teachers, Postsecondary

Teach courses in geography. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saginaw Valley State University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 39 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.