Teacher Education and Professional Development, Specific Subject Areas at Saginaw Valley State University
Bachelor's Degree
svsu.eduAnalysis
Saginaw Valley State University's teacher education program starts graduates near the middle of the packβlanding at the 60th percentile among Michigan programsβbut then earnings actually drop by year four to $40,545. That backward slide is unusual and worth understanding. While debt is manageable at $28,550 (better than 87% of programs nationally), watching your income decrease after gaining teaching experience runs counter to what typically happens in education careers. This might reflect Michigan's specific teacher salary structures or retention patterns rather than program quality.
The practical math works initially: graduates owe less than two-thirds of their first-year salary, which is reasonable for a teaching career. However, the fact that peers at Grand Valley State or Central Michigan are earning $3,000-$6,000 more by year four suggests this program may not position graduates as competitively for higher-paying districts or specialized roles that drive mid-career growth. The moderate sample size adds some uncertainty to these numbers, but the pattern is concerning enough to investigate.
For families banking on teaching as a stable, gradually increasing income path, ask the school directly about where graduates are getting hired and why earnings dip. If most alumni stay in lower-paying rural districts or leave the profession early, that changes the investment calculation considerably, even with the reasonable debt load.
Where Saginaw Valley State University Stands
Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally
Earnings Distribution
How Saginaw Valley State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Saginaw Valley State University | $43,585 | $40,545 | -7% |
| Concordia University Ann Arbor | $42,845 | $46,179 | +8% |
| Western Michigan University | $42,468 | $45,512 | +7% |
| Calvin University | $42,737 | $45,474 | +6% |
| Adrian College | $42,118 | $44,574 | +6% |
Compare to Similar Programs in Michigan
Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Michigan (30 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,240 | $43,585 | $40,545 | $28,550 | 0.66 | |
| $14,628 | $46,124 | $42,856 | $30,750 | 0.67 | |
| $40,420 | $45,137 | $44,356 | $27,000 | 0.60 | |
| $13,630 | $44,977 | $41,325 | $29,076 | 0.65 | |
| $14,944 | $44,845 | $43,592 | $31,000 | 0.69 | |
| $14,190 | $43,996 | $43,844 | $29,000 | 0.66 | |
| National Median | β | $43,082 | β | $26,221 | 0.61 |
Career Paths
Occupations commonly associated with teacher education and professional development, specific subject areas graduates
Business Teachers, Postsecondary
Computer Science Teachers, Postsecondary
Mathematical Science Teachers, Postsecondary
Agricultural Sciences Teachers, Postsecondary
Biological Science Teachers, Postsecondary
Forestry and Conservation Science Teachers, Postsecondary
Atmospheric, Earth, Marine, and Space Sciences Teachers, Postsecondary
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Geography Teachers, Postsecondary
Psychology Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saginaw Valley State University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 39 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.