Analysis
A debt-to-earnings ratio of 0.71 puts this program in reasonable territory—borrowers would owe roughly seven months of their first-year salary. The estimated $26,000 in debt aligns closely with both national and state medians for history degrees, while projected earnings of $36,400 match Iowa's state median. That figure sits well above the national benchmark of $31,200, suggesting Iowa's job market or cost of living provides some advantage for humanities graduates. Still, these are estimates drawn from peer programs rather than Saint Ambrose's actual graduate outcomes, so there's inherent uncertainty about whether this specific program performs at, above, or below that state average.
Context matters here: Iowa State and Grinnell graduates with history degrees earn notably more in their first year ($41,000-$40,000), while Northern Iowa's graduates start around $28,000. Saint Ambrose's estimates land in the middle of this range. The university's 73% admission rate and moderate Peel grant enrollment suggest a typical private college experience without the premium pricing of more selective schools. For a family considering a $26,000 debt load, the key question is whether Saint Ambrose's specific outcomes track with other Iowa history programs or diverge meaningfully—information that won't be clear until the college has enough graduates to report.
The practical takeaway: if your child is committed to history and prefers Saint Ambrose's environment, the estimated debt burden appears manageable based on what similar programs produce. Request the school's own placement data to fill in what federal reports can't yet show.
Where Saint Ambrose University Stands
Earnings vs. debt across all history bachelors's programs nationally
Compare to Similar Programs in Iowa
History bachelors's programs at peer institutions in Iowa (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,598 | $36,402* | — | $25,946* | — | |
| $10,497 | $41,294* | $40,853 | $26,007* | 0.63 | |
| $64,862 | $39,687* | $50,567 | $17,500* | 0.44 | |
| $10,964 | $33,117* | $51,028 | $25,978* | 0.78 | |
| $9,728 | $27,569* | $45,192 | $21,776* | 0.79 | |
| National Median | — | $31,220* | — | $24,000* | 0.77 |
Career Paths
Occupations commonly associated with history graduates
Natural Sciences Managers
Clinical Research Coordinators
History Teachers, Postsecondary
Historians
Secondary School Teachers, Except Special and Career/Technical Education
Archivists
Curators
Museum Technicians and Conservators
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Ambrose University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in IA. Actual outcomes may vary.