Analysis
Saint Cloud State's computer engineering program lands squarely in the middle of the pack—graduates earn about $78,000 in their first year, slightly below both the national median ($79,000) and Minnesota's state median ($82,000). At the 40th percentile among Minnesota's seven computer engineering programs, this means three-fifths of in-state alternatives deliver better starting salaries. The gap with Minnesota's flagship is notable: University of Minnesota-Twin Cities graduates start at $86,000, an $8,000 annual difference that compounds significantly over a career.
The program's strongest selling point is affordability. At $27,000 in median debt—sitting in just the 5th percentile nationally—students borrow substantially less than peers elsewhere. This creates a favorable debt-to-earnings ratio of 0.35, meaning graduates can theoretically pay off their loans in about four months of gross salary. For comparison, the typical engineering graduate carries debt closer to 30-40% of first-year earnings.
The practical calculus: Your child will likely earn less here than at Minnesota's top programs, but they'll also borrow less and face minimal admission barriers (95% acceptance rate). If keeping debt low is the priority and competitive admissions are a concern, Saint Cloud delivers solid computer engineering training without financial strain. However, if your child can gain admission to UMN-Twin Cities or other higher-ranked Minnesota programs, the earnings premium likely justifies any modest increase in borrowing.
Where Saint Cloud State University Stands
Earnings vs. debt across all computer engineering bachelors's programs nationally
Earnings Distribution
How Saint Cloud State University graduates compare to all programs nationally
Compare to Similar Programs in Minnesota
Computer Engineering bachelors's programs at peer institutions in Minnesota (7 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,117 | $77,792 | — | $27,000 | 0.35 | |
| $16,488 | $85,672 | $92,617 | $23,000 | 0.27 | |
| National Median | — | $78,952 | — | $24,500 | 0.31 |
Career Paths
Occupations commonly associated with computer engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Computer Hardware Engineers
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Database Architects
Data Warehousing Specialists
Engineering Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Cloud State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.