Median Earnings (1yr)
$63,287
32nd percentile (40th in MN)
Median Debt
$27,360
17% above national median
Debt-to-Earnings
0.43
Manageable
Sample Size
32
Adequate data

Analysis

Saint Cloud State's computer science graduates start modestly but see dramatic income growth—jumping from $63,287 to over $91,000 within four years. That 44% earnings increase tells you something important: employers value the technical skills these students build, even if the initial placement isn't elite. While first-year earnings sit below both the Minnesota median ($72,865) and national average ($70,950), graduates who push through that initial period end up ahead of many peers from higher-ranked programs.

The debt picture deserves equal attention. At $27,360, graduates borrow slightly more than typical Minnesota CS students, though the debt-to-earnings ratio of 0.43 remains manageable. More concerning is the program's 40th percentile ranking among Minnesota schools—there are clearly better-performing options in-state, including UMN-Twin Cities and even St. Thomas for similar tuition costs. The 95% admission rate and modest SAT scores suggest you're trading selectivity for accessibility, which works if your child is self-motivated and willing to grind through junior developer roles to reach mid-career success.

The takeaway: This program offers solid technical training at reasonable debt levels, but it's a slower path to strong earnings. If your child can get into UMN-Twin Cities or Duluth, those are better bets. If not, Saint Cloud works—just expect them to prove themselves on the job rather than relying on the degree's reputation to open doors.

Where Saint Cloud State University Stands

Earnings vs. debt across all computer science bachelors's programs nationally

Saint Cloud State UniversityOther computer science programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Cloud State University graduates compare to all programs nationally

Saint Cloud State University graduates earn $63k, placing them in the 32th percentile of all computer science bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Computer Science bachelors's programs at peer institutions in Minnesota (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Cloud State University$63,287$91,282$27,3600.43
Carleton College$88,132$116,048$18,2330.21
University of Minnesota-Twin Cities$82,861$93,994$19,5000.24
St Olaf College$82,278$91,084$23,8750.29
University of St Thomas$73,301$89,771$23,7040.32
University of Minnesota-Duluth$73,224$83,553$23,3750.32
National Median$70,950—$23,3740.33

Other Computer Science Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Carleton College
Northfield
$65,457$88,132$18,233
University of Minnesota-Twin Cities
Minneapolis
$16,488$82,861$19,500
St Olaf College
Northfield
$56,970$82,278$23,875
University of St Thomas
Saint Paul
$52,284$73,301$23,704
University of Minnesota-Duluth
Duluth
$14,318$73,224$23,375

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Cloud State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.