Median Earnings (1yr)
$47,453
63rd percentile (40th in MN)
Median Debt
$23,450
3% below national median
Debt-to-Earnings
0.49
Manageable
Sample Size
69
Adequate data

Analysis

Saint Cloud State's marketing program sits in an awkward middle ground within Minnesota's competitive landscape. While it beats the national median by about $2,700 in first-year earnings, it trails the state median by nearly $2,000—landing at just the 40th percentile among Minnesota programs. That gap widens when you compare it to the University of Minnesota-Twin Cities, where marketing grads earn about $12,000 more right out of the gate.

The program does offer some advantages. Debt loads are manageable at $23,450, slightly below both state and national medians, and the debt-to-earnings ratio of 0.49 is reasonable for a marketing degree. The 19% earnings growth over four years suggests graduates are building skills that translate to career advancement. With a 95% admission rate and relatively modest SAT scores, this program provides an accessible entry point for students who might not qualify for more selective Minnesota schools.

For families paying in-state tuition, the math works—you're getting predictable earnings and reasonable debt. But if your student can gain admission to UMN-Twin Cities or even Duluth, those programs deliver substantially higher earnings that could justify any additional cost. Saint Cloud State represents a safe bet rather than an exceptional one, best suited for students prioritizing accessibility and steady career prospects over maximizing earning potential.

Where Saint Cloud State University Stands

Earnings vs. debt across all marketing bachelors's programs nationally

Saint Cloud State UniversityOther marketing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Cloud State University graduates compare to all programs nationally

Saint Cloud State University graduates earn $47k, placing them in the 63th percentile of all marketing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Marketing bachelors's programs at peer institutions in Minnesota (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Cloud State University$47,453$56,662$23,4500.49
University of Minnesota-Twin Cities$59,609$76,482$22,7500.38
Capella University$55,495—$45,4060.82
Saint Mary's University of Minnesota$55,158$59,070$18,7350.34
University of Minnesota-Duluth$53,800$63,722$25,0000.46
The College of Saint Scholastica$52,732$52,354$25,0000.47
National Median$44,728—$24,2670.54

Other Marketing Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Minnesota-Twin Cities
Minneapolis
$16,488$59,609$22,750
Capella University
Minneapolis
$14,436$55,495$45,406
Saint Mary's University of Minnesota
Winona
$43,160$55,158$18,735
University of Minnesota-Duluth
Duluth
$14,318$53,800$25,000
The College of Saint Scholastica
Duluth
$40,454$52,732$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Cloud State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 69 graduates with reported earnings and 73 graduates with debt data. Small samples may not be representative.