Median Earnings (1yr)
$43,279
52nd percentile (40th in MN)
Median Debt
$30,795
17% above national median
Debt-to-Earnings
0.71
Manageable
Sample Size
106
Adequate data

Analysis

Starting salaries for St. Cloud State's teacher education program track close to the national median, but notably lag behind Minnesota's competitive teaching market—landing in just the 40th percentile statewide. Graduates earn roughly $1,000 less annually than the typical Minnesota teacher educator from this program, and about $5,000 less than those from top state programs like Concordia Moorhead or St. Olaf. That gap matters in a field where salary schedules are relatively uniform and early career earnings often predict long-term compensation.

The concerning pattern here is flat wage growth: earnings actually decline slightly from year one to year four, which is unusual even for education. While the debt load of $30,795 is manageable compared to national benchmarks—ranking in just the 5th percentile for debt burden—it still represents nearly nine months of starting salary. In teaching, where raises typically follow predictable schedules, that initial earnings position matters more than in fields with steeper growth curves.

If your child is committed to teaching in Minnesota, they're likely to find stronger earning potential at several other state institutions. The 95% admission rate suggests accessibility, but the earnings data indicates this isn't translating to competitive outcomes in Minnesota's teaching market. Unless there are compelling geographic or personal reasons to choose St. Cloud State, the numbers suggest looking at the higher-performing Minnesota programs first.

Where Saint Cloud State University Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Saint Cloud State UniversityOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Cloud State University graduates compare to all programs nationally

Saint Cloud State University graduates earn $43k, placing them in the 52th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Minnesota (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Cloud State University$43,279$42,729$30,7950.71
Concordia College at Moorhead$48,164$45,077$27,0000.56
Concordia University-Saint Paul$48,056$48,151——
St Olaf College$47,807$53,320$27,0000.56
Gustavus Adolphus College$47,250$49,123——
Metropolitan State University$46,490$51,544$27,9840.60
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Concordia College at Moorhead
Moorhead
$30,020$48,164$27,000
Concordia University-Saint Paul
Saint Paul
$25,000$48,056—
St Olaf College
Northfield
$56,970$47,807$27,000
Gustavus Adolphus College
Saint Peter
$54,310$47,250—
Metropolitan State University
Saint Paul
$9,780$46,490$27,984

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Cloud State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 106 graduates with reported earnings and 108 graduates with debt data. Small samples may not be representative.