Median Earnings (1yr)
$66,523
92nd percentile
Median Debt
$23,016
1% above national median

Analysis

Saint Joseph's produces insurance graduates who outearn 92% of similar programs nationally, with first-year earnings of $66,523—nearly $11,000 above the national median. That's elite performance for a field that typically starts strong but doesn't always require a prestigious degree. The $23,016 in debt translates to a ratio of 0.35, meaning graduates owe roughly four months' salary—manageable by any standard. Earnings climb to $78,262 by year four, showing the industry rewards experience and professional development.

However, the Pennsylvania context reveals something interesting. Despite ranking in the 92nd percentile nationally, this program sits right at the state median for insurance programs. Pennsylvania simply runs hot for this field—Temple produces nearly identical outcomes, and even the median PA insurance grad matches Saint Joseph's performance. You're paying for solid results in a competitive state market, not a distinctive advantage over in-state alternatives.

The bottom line: Your child will likely do well financially with this degree, but Saint Joseph's doesn't justify a significant price premium over other Pennsylvania options. If net cost is comparable to Temple or other state schools, the strong earnings and low debt make this a safe bet. If you're paying substantially more for the Jesuit education or campus experience, just know the career outcomes won't necessarily reflect that investment—the insurance industry cares more about credentials and hustle than where the degree came from.

Where Saint Joseph's University - Philadelphia Stands

Earnings vs. debt across all insurance bachelors's programs nationally

Earnings Distribution

How Saint Joseph's University - Philadelphia graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Saint Joseph's University - Philadelphia$66,523$78,262+18%
University of Wisconsin-Madison$78,796$96,327+22%
St. John's University-New York$70,752$85,642+21%
Temple University$66,080$78,623+19%
Florida State University$61,071$78,449+28%

Compare to Similar Programs in Pennsylvania

Insurance bachelors's programs at peer institutions in Pennsylvania (5 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Joseph's University - PhiladelphiaPhiladelphia$51,340$66,523$78,262$23,0160.35
Temple UniversityPhiladelphia$22,082$66,080$78,623$26,0000.39
National Median—$55,819—$22,7280.41

Career Paths

Occupations commonly associated with insurance graduates

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree

Compensation, Benefits, and Job Analysis Specialists

Conduct programs of compensation and benefits and job analysis for employer. May specialize in specific areas, such as position classification and pension programs.

$77,020/yrJobs growth:Bachelor's degree

Claims Adjusters, Examiners, and Investigators

Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims.

$76,790/yrJobs growth:

Insurance Appraisers, Auto Damage

Appraise automobile or other vehicle damage to determine repair costs for insurance claim settlement. Prepare insurance forms to indicate repair cost or cost estimates and recommendations. May seek agreement with automotive repair shop on repair costs.

$76,790/yrJobs growth:

Insurance Sales Agents

Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.

$60,370/yrJobs growth:High school diploma or equivalent

Appraisers of Personal and Business Property

Appraise and estimate the fair value of tangible personal or business property, such as jewelry, art, antiques, collectibles, and equipment. May also appraise land.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Joseph's University - Philadelphia, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 75 graduates with reported earnings and 77 graduates with debt data. Small samples may not be representative.