Insurance at Temple University

Temple's insurance program delivers strong national outcomes but faces stiff in-state competition. Graduates earn $66,080 in their first year—well above the $55,819 national median and ranking in the 90th percentile nationally. However, within Pennsylvania, where five schools offer this degree, Temple sits at the 40th percentile, essentially matching the state median of $66,302. Saint Joseph's University, also in Philadelphia, produces graduates earning roughly the same amount.

The debt picture offers a clearer advantage. At $26,000, graduates carry less debt than both state and national medians, with Temple ranking in the favorable 5th percentile nationally for debt levels. This creates a debt-to-earnings ratio of 0.39—manageable by any standard. Four years out, earnings climb to $78,623, showing solid 19% growth and confirming the insurance industry's stable career trajectory.

For Pennsylvania families, this is a straightforward calculation: Temple delivers insurance outcomes comparable to more selective in-state options, but with broader accessibility (83% admission rate) and lower debt loads. The program serves its accessible student body—30% receive Pell grants—effectively, converting Temple's large-school resources into competitive entry into insurance careers without excessive borrowing.