Psychology at Saint Mary's College of California
Bachelor's Degree
Analysis
Saint Mary's College psychology graduates start at just $28,000—well below both national and California medians for the program—but their earnings trajectory tells a more optimistic story. By year four, median pay reaches $44,000, representing 57% growth that outpaces many peer programs. This kind of earnings acceleration suggests graduates are successfully transitioning into better-paying roles, though it takes time to get there.
The initial low earnings create real financial strain. With nearly $27,000 in debt and first-year pay barely covering basic expenses in the Bay Area, recent graduates will face tight budgets. Ranking in just the 40th percentile among California psychology programs means half of comparable programs deliver stronger immediate outcomes. The state data shows a clear gap between Saint Mary's and top performers like University of Massachusetts Global or Santa Clara, where graduates earn $10-12,000 more right out of the gate.
This program makes sense for students who can weather the lean early years and have clear plans for leveraging psychology toward specific careers—HR, social services, or graduate school. The strong growth pattern indicates doors do open with time. But families banking on quick financial independence or who need to minimize debt burden should think carefully about whether starting this far behind California peers is worth the premium of a private college education.
Where Saint Mary's College of California Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Saint Mary's College of California graduates compare to all programs nationally
Saint Mary's College of California graduates earn $28k, placing them in the 22th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Psychology bachelors's programs at peer institutions in California (84 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Saint Mary's College of California | $28,018 | $43,939 | $26,998 | 0.96 |
| University of Massachusetts Global | $40,726 | $51,379 | $26,703 | 0.66 |
| The Chicago School at Los Angeles | $39,596 | — | $40,645 | 1.03 |
| Santa Clara University | $38,587 | $58,545 | $17,667 | 0.46 |
| Ashford University | $38,524 | $36,510 | $43,875 | 1.14 |
| National University | $38,523 | $54,307 | $31,250 | 0.81 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Massachusetts Global Aliso Viejo | $12,520 | $40,726 | $26,703 |
| The Chicago School at Los Angeles Los Angeles | $20,844 | $39,596 | $40,645 |
| Santa Clara University Santa Clara | $59,241 | $38,587 | $17,667 |
| Ashford University San Diego | $13,160 | $38,524 | $43,875 |
| National University San Diego | $13,320 | $38,523 | $31,250 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Mary's College of California, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 33 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.