Analysis
An estimated debt load of $12,458 against first-year earnings around $39,000 creates a manageable 0.32 debt-to-earnings ratioβwell within the range where an associate's degree makes financial sense. These figures, drawn from comparable computer science associate's programs nationwide, suggest monthly loan payments that wouldn't overwhelm an entry-level tech salary. With only four schools offering this program in New Jersey and none reporting actual outcomes publicly, Salem Community College operates in a market where transparency is limited across the board.
The practical reality is that an associate's degree in computer science typically serves as either a bridge to further education or an entry point into support roles, help desk positions, or junior developer work. At this debt level, there's flexibility: your child could start working immediately to test the field before investing in a bachelor's degree, or use the credits to transfer if they decide to continue. The 34% Pell grant rate suggests Salem serves students who need affordable options, and keeping debt in the low five figures preserves that affordability.
Without school-specific outcomes, you're betting on your child's ability to leverage this credential in New Jersey's competitive tech market. The numbers aren't alarming, but confirm the degree's value by checking where Salem's computer science grads actually get hired and whether those employers value this particular associate's degree as much as they do experience or certifications.
Where Salem Community College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,150 | $39,118* | β | $12,458* | β | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | β | $22,519* | 0.47 | |
| $5,520 | $30,332* | β | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | β | $39,118* | β | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Salem Community College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.